Reserve Retirement Points: The 20-Year Math Explained
Learn the 50-point good-year rule, calculate retired pay from total points, claim reduced-age credit, and correct a short retirement year.
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Calculating BAH rates...
$47,556 / year
2026 rates, effective January 1, 2026. Source: DoD Defense Travel Management Office.
Benefits, promotion, and transition — a new guide every day.
Learn the 50-point good-year rule, calculate retired pay from total points, claim reduced-age credit, and correct a short retirement year.
Read MorePrepare for your C&P exam, describe recurring worst days accurately, submit evidence correctly, and challenge an incomplete examiner report.
Read MoreCalculate your SRB, identify payment and tax deductions, check current Army or Navy tables, and understand when early separation creates a debt.
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