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Switching Lifeline providers: how a benefit transfer works

Guides

You can move your Lifeline benefit to a different company once a month. Here is how a benefit transfer works, and what you keep or lose when you switch.

Reserve Retirement Points: The 20-Year Math Explained

Retirement · 12 min read

Learn the 50-point good-year rule, calculate retired pay from total points, claim reduced-age credit, and correct a short retirement year.

Lifeline de-enrollment: why it happens and how to fight it

Guides

There are four ways to lose your Lifeline benefit, and each has its own notice period. Here is what triggers de-enrollment and how to dispute it.

How to Prepare for a C&P Exam Without Underselling Symptoms

VA Benefits · 13 min read

Prepare for your C&P exam, describe recurring worst days accurately, submit evidence correctly, and challenge an incomplete examiner report.

Lifeline income limits for 2026: the 135% rule explained

Guides

Lifeline's income route caps you at 135% of the federal poverty guidelines. Here are the 2026 limits by household size, and what counts as income.

Selective Reenlistment Bonus Math: Gross Pay to Net Deposit

Pay & Money · 12 min read

Calculate your SRB, identify payment and tax deductions, check current Army or Navy tables, and understand when early separation creates a debt.

The National Verifier: how Lifeline decides whether you qualify

Guides

Before any carrier can enroll you, the National Verifier checks federal databases for your name. Here is what it sees, why it fails, and how to fix it.

30-Day ASVAB Study Plan to Raise Your AFQT

Enlistment · 13 min read

Follow a daily ASVAB schedule built around AR, MK, WK, and PC, with timed diagnostics, error tracking, resource picks, and retest deadlines.

Military Child School Transfers: Protect Credits and Graduation

Family · 13 min read

Use the Interstate Compact, school liaisons, and IDEA protections to preserve placement, credits, IEP services, and graduation during a PCS.

Your 18-Month Military Separation Checklist

Transition · 13 min read

Follow an 18-month military separation timeline covering TAP, SkillBridge, VA claims, terminal leave, final out, records, and household goods.

Drill Pay Is Four Pay Periods per Weekend

Pay & Money · 11 min read

Calculate Guard and Reserve drill pay by period, rank, and service time, then verify annual training, BAH RC/T, deductions, and your LES.

How to File Your First VA Disability Claim

VA Benefits · 13 min read

Protect your effective date, build service-connection evidence, prepare for the C&P exam, and act on your VA decision before deadlines expire.