https://mosroadmap.com/tags/vgli/Recent content in Vgli on MOS RoadmapHugoen-usjohnnyhashim@gmail.com (Sgt Hashim)johnnyhashim@gmail.com (Sgt Hashim)Fri, 16 Oct 2026 11:31:29 +0000https://mosroadmap.com/guide/sgli-vgli-deadlines-costs-transition/Fri, 16 Oct 2026 11:31:28 +0000johnnyhashim@gmail.com (Sgt Hashim)https://mosroadmap.com/guide/sgli-vgli-deadlines-costs-transition/<ul> <li>Full-time SGLI continues free for 120 days after separation.</li> <li>Complete the VGLI application and pay the initial premium by day 240 to avoid health underwriting.</li> <li>VGLI premiums rise at five-year age bands, reaching $425 per month for $500,000 at ages 60–64.</li> <li>The SGLI disability extension is not automatic; qualifying members must file SGLV 8715. An approved extension has separate VGLI conversion deadlines.</li> <li>Re-designate beneficiaries after VGLI begins because the SGLI designation generally carries over for no more than 60 days.</li> </ul> <h2 id="sgli-to-vgli-the-deadline-that-protects-your-eligibility">SGLI to VGLI: the deadline that protects your eligibility</h2> <p>Your full-time SGLI continues free for <strong>120 days after separation</strong>. You then have through day 240 to apply for VGLI and pay the initial premium without answering health questions. After day 240, you must provide evidence of good health. You must apply no later than 1 year and 120 days after the qualifying event unless you qualify for the separate SGLI Disability Extension rules.</p>